Lafayette Financial specializes in hard money loans on residential property, making 1st, 2nd, and 3rd mortgages up to 65% of value. Our most competitive niche is in making junior mortgages under $100,000 quickly and with minimal documentation.

We arrange and fund with private investor money. You benefit by dealing with the underwriters directly. Use our 2nd and 3rd loan products to convert your equity into cash, keep your existing low rate/low payment loan in place, and keep your closing costs to a minimum by borrowering less. This applies to foreclosure bailout, debt consolidation, remodeling, bankruptcy, probate, and other situations!

We look at properties with more than 35% equity (65% maximum LTV).

Call or apply online. You'll receive a fast assessment of what we can do prior to ordering an appraisal or running a credit check.

• No Credit Requirements
• No Upfront Fees
• Loans from $30,000 to $500,000
• 2nd and 3rd mortgages OK
• Owner and Non-Owner Occupied Property
• Max LTV 65% for 1sts, 60% for Junior liens
• We lend on Single Family Homes, Condos, Apartments, Commercial, Mixed-Use, Rural,