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Do you make purchase money loans based on the appraised value or the purchase price?

We prefer to use the most conservative ("as is" value or purchase price)  value. We do not make purchase money loans without a down payment. A tie-in property as additional collateral (blanket loan), or a seller carry 2nd, may often be used in lieu of a down payment. Additional tie-in collateral must have sufficient equity to make the transaction work.

Lafayette Financial

Toll Free (888) 576-6534
1427 Finley Lane, Alamo, CA 94507
(925) 935-7727 (P)
(925) 935-7728 (F)
donpowell@sbcglobal.net
Mon - Fri: 9am-5pm

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