Private Money Lenders

Private Money Lending

Equity based lenders are ready to fund your loan request now.

We are the decision maker. Call now or apply online by completing our loan scenario form and receive an answer in 24 hours. 

  • Owner Occupied 1-4 Unit Residential (must show income)
  • Non-Owner-Occupied Residential
  • No Credit Requirements
  • Loan term from 1-5 years
  • Loans up to 70% of the value/purchase price
  • 1st, 2nd, or 3rd lien position OK

Why Our Service?

Start online with our one page loan intake form. It takes minutes to complete and you are done. Decisions can usually be made in one business day. Easy and no doc loans are our specialty.

We don't ask for sensative personal information online so you don't need to worry about your credit report being pulled multiple times, and there is no risk of stolen identity. Lafayette Financial has been in business for over 30 years with an excellent record. We are NMLS and Department of Real Estate Licensed.

Personal Touch
If you hate the cookie cutter approach and dealing with multi-department institutions then you've come to the right mortgage company. Lafayette Financial has one department and we are the decision maker. We even service our own loans after closing.

Recently Funded Loans


  • Thanks a lot.  I'm really happy I could close this out with your firm because I just felt more comfortable dealing with you.  You were very upfront.  The other guys hid things and they really were not my preferred choice so "Thank God" you made it happen. I'll always be grateful.

    Felix A. - Stockton, CA
  • Lafayette Financial approved my loan in 1 day and my loan closed in 3 weeks as promised.

    Kyle B. - Pleasanton, CA
  • Thank you for coming through at a time when no one else would lend to me.

    Brenda S. - Las Vegas, NV
  • I will use you again. It is nice to deal with people that do what they promise.

    Monica H. - Glendale, AZ
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