Privacy Policy

Our Privacy Policy sets out our code of practice for the gathering, storing and sharing of our customers' personal information.

Lafayette Financial and Your Privacy
Thank you for visiting our web site. We know that privacy is an important issue for our visitors and we want them to know that we take privacy seriously. Please take a minute to review our privacy policy, which describes what types of personally and non-personally identifiable information we collect from visitors; the purposes for which we use this information, and to whom and under what circumstances we disclose this information. This policy only applies to information collected through www.lafayettefinancial.com.

The Collection of Information
We only collect personally identifiable information about visitors when they voluntarily submit it to us. For example, we ask for information when a visitor registers for a service or event or applies for a loan at Lafayette Financial through LafayetteFinancial.com. We may also ask for a visitor's name and e-mail address if the visitor wants to submit a question to us via e-mail message, utilize e-mail features, or subscribe to a newsletter, e-mail alert, or other e-mail subscription service.

Use of Information
We may use personally identifiable information collected from visitors to LafayetteFinancial.com for any of the following purposes: (1) to answer visitors' questions, (2) to provide services, newsletters, and other information that visitors specifically request or register for through our Web site, (3) to develop and improve lafayettefinancial.com, (4) to protect the security and integrity of lafayettefinancial.com, or (5) for internal business purposes. We will not share this information without your authority.

Disclosure of Information
Lafayette Financial may transfer or otherwise disclose the information it collects from its web site visitors to contractors, consultants, and other service providers, if the disclosure will enable that party to perform a business, professional, or technical support function for the visitor or for Lafayette Financial. For example, we may use service providers to offer customized search capabilities, to help provide services and information upon a visitor's request, or to improve the performance of lafayettefinancial.com. We require these service providers by contract to keep any personally identifiable information visitors provide on lafayettefinancial.com confidential.

Lafayette Financial may also transfer or otherwise disclose personally identifiable information (1) in response to judicial process, (2) to protect against or prevent actual or potential fraud, claims, or other liability, (3) to provide information to law enforcement agencies or in connection with an investigation on a matter related to public safety (as permitted by law), or (4) if required to do so by law.

Lafayette Financial does not sell any personally identifiable information that visitors enter on lafayettefinancial.com and does not sell or disclose any such information to third parties for marketing purposes. Personal information may be sent to 3rd parties to when it is determined by Lafayette Financial we can not approve a loan request for visitor/brorrower.

Security
Although we strive to maintain the highest standards of privacy, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. Lafayette Financial cannot guarantee or warrant the security of any information visitors transmit to us and visitors do so at their own risk.

Changes
We reserve the right to revise or change the terms of the LafayetteFinancial.com privacy policy in the future to reflect modifications to our site. To ensure that visitors are aware of our current privacy practices, we recommend that they check this site periodically. We will not materially change how we handle previously collected personally identifiable information without providing notice and choice as to how we use this information.

Telephone calls
We may record telephone conversations to offer you additional security, resolve complaints and improve our service standards. Conversations may also be monitored for staff training purposes. All visitors that send us personal information agree to allow Lafayette Financial or it's affiliates to contact visitors by phone, mail, or email. You agree to be contacted by phone even if you are registered on the National Do Not Call List.